I cannot speak highly enough about Scott—he was absolutely phenomenal throughout the entire process of purchasing my first home. From start to finish, he was seamless, transparent, and incredibly intentional in every step. He was always available, answered every question with clarity and patience, and truly made the process enjoyable and stress-free. Yes, my loan closed on time! Scott and his team were not only friendly and professional but made the entire experience smooth and convenient. I completed my application online with ease, got an excellent rate, and felt fully supported every step of the way. Scott was such a blessing during this journey, and I am overly thrilled with how everything turned out. I would 100% work with him again and will confidently refer him to anyone I know looking to purchase a home. He’s a rare gem in this industry!